Overall Rating
★★★★★★★★★★ Rated 8.5 out of 10
Simulated funding, diverse evaluations, fast payouts, and consistently structured trading opportunities.
T&Cs Apply
FundingPips operates as a fully simulated prop environment, offering traders three pathways: a 1-Step evaluation, a 2-Step evaluation, and a Zero model designed as an instant-style option. The messaging emphasizes that all trading takes place in a simulated setting, with potential rewards reaching 100%. Traders can choose from several reward frequencies weekly, bi-weekly, monthly, or on-demand and the firm supports MT5, Match-Trader, and cTrader.
Their policy materials reference a Tuesday payout cycle, typically set at an 80% split, though users can request payouts on demand. Traders who achieve “Hot Seat” status receive 90%. The Zero model advertises bi-weekly payments along with tighter risk rules such as a 3% daily limit and a 5% overall cap. Overall, the brand positions itself around broad platform compatibility, multiple payout timelines, and an optional instant-style route.
Strengths
- After earning four rewards, traders can receive their evaluation fee back, except on the 2-Step Pro and Zero programs.
- Payouts are typically completed within one to three business days once the Tuesday request period ends.
- Risk guidelines are clearly published, including daily and maximum loss limits for the 2-Step model at five percent daily and ten percent overall, and for the 1-Step model at four percent daily and six percent overall.
- The firm offers a wide selection of platforms, including MT5, Match-Trader, and cTrader.
- Reward schedules are highly customizable, allowing weekly Tuesday rewards at sixty percent, bi-weekly at eighty percent, on-demand at ninety percent with a consistency requirement, and monthly at one hundred percent.
- Multiple funding routes are available, such as the Two-Step path, the One-Step path, and the Zero instant model.
- Payouts can be received through bank transfer or USDT using the TRC-20 network via Rise, and there is no minimum required for crypto withdrawals.
- News trading is permitted during evaluations and, for Master accounts, during the On-Demand payout cycle, and there are no minimum trading days other than the three-day requirement for each phase.
Trade-offs
- The Zero model enforces stricter limits, including a three percent daily loss cap, a five percent trailing maximum loss limit, a one percent maximum floating limit, and disallows both weekend and news trading.
- The service is not accessible to traders living in sanctioned regions, Vietnam, or the United Arab Emirates.
- To qualify for the On-Demand ninety percent reward, traders must reach a consistency score of thirty-five percent, and Zero traders must reach fifteen percent and achieve seven profitable days within thirty days.
- The weekly payout request period is restricted to Tuesdays from nine in the morning until seven in the evening Dubai time unless a trader chooses another reward cycle.
- The price for the one hundred thousand dollar Two-Step challenge is five hundred twenty-nine dollars, placing it above typical budget-priced options.
- PayPal is not supported for withdrawals, as payouts are available only through bank transfer or USDT on the TRC-20 network.
FundingPips functions as a flexible prop setup with clear rules, offering MT5, Match-Trader, and cTrader, and providing three distinct tracks: the Two-Step evaluation, the One-Step evaluation, and the “Zero” instant model. Reward percentages depend on the chosen payout cycle 60% on weekly Tuesdays, 80% bi-weekly, 90% on-demand when consistency requirements are met, and 100% for monthly rewards. The firm also outlines its risk parameters openly: the Two-Step uses 5% daily and 10% max loss limits, while the One-Step follows 4% and 6%. Requests must be submitted during the Tuesday window, with most payouts processed within 1–3 business days. Payments are delivered via bank transfer or USDT (TRC-20) using Rise, with no minimum crypto thresholds. Evaluation fees can be reimbursed after four rewards, except for the 2-Step Pro and Zero programs. News trading is allowed in evaluations and, for Master accounts, on the On-Demand cycle. Beyond the 3-day requirement for each phase, there are no minimum trading-day rules.
The Tuesday payout-request window runs from 09:00–19:00 Dubai time unless a trader switches to another reward cadence. Accessing the On-Demand 90% option requires a 35% consistency grade. Zero participants must maintain 15% consistency, log seven profitable days within 30 days, and follow stricter limitations 3% daily loss, a 5% trailing max loss, and a 1% maximum floating limit and may not trade news or weekends. Pricing is on the higher side (for instance, a $100k Two-Step costs $529). The firm does not support PayPal withdrawals and is unavailable in sanctioned regions as well as Vietnam and the UAE. This makes FundingPips a solid fit for disciplined traders who can meet consistency requirements and appreciate structured payout cycles, but it may be less attractive for those wanting broader payout options or more relaxed instant-funding criteria. Funding Pips Details
| Supported Platforms | cTrader, Match-Trader |
|---|---|
| Tradable Assets | Crypto CFDs, Energies, Forex, Indices, Metals |
| Funding Program Type | Instant Funding, One-Step, Two-Step |
| Fee Policy | One-time evaluation fee |
| Region / Regulator | Simulation services only, Proprietary Trading Firm, Union of the Comoros |
| Supported Languages | English |
| Currencies | USD |
| Country Restrictions | EU, FATF, UAE, UN, Vietnam |
| Payout Frequency | 14 Days, 7 Days, On Demand |
| Established | 2022 |
Overall Rating
★★★★★★★★★★ Rated 8.5 out of 10